WealthOps Participant Terms & Conditions

Last Updated and Effective as of July 17 2026.

1. Acceptance of Terms and Conditions

These are the terms and conditions (the "Agreement") governing your participation in any Wealthward Publishing LLC d/b/a WealthOps ("WealthOps" or "we" or "us" or "our") owned and operated group or individual education and coaching program (each a "Program" and collectively, the "Programs"). By registering for a WealthOps Program, you agree to these terms, which form a binding legal contract between WealthOps and the registered participant ("you" or "Participant") (collectively, the "Parties").

2. Micro Family Office Accelerator Program

Micro Family Office (MiFO) Accelerator is a membership-based community Program by WealthOps.

Details regarding the schedule and frequency of meetings for the MiFO Accelerator, as well as the duration and cost of the Program, are as set forth in the landing page from which you registered for the Program, the terms of which are incorporated herein, and are as further detailed on the online platform on which Program materials are made available (the "Platform"). We retain sole discretion to determine the participants in each group, as well as to set and adjust the Program schedule. At the conclusion of the Program, we may invite Participant to join a subsequent group coaching Program, with schedule and fees to be announced and, if Participant elects to join, all other terms of this Agreement shall remain binding and in full effect.

Once you have completed your registration, you will receive a registration confirmation by email. Please ensure that your valid email address is entered correctly on the registration form. You will receive essential information for registered participants electronically at the email address that you provided on your registration form. In addition, we will provide you with login credentials to the Platform. However, those login credentials remain our property and are to remain confidential and, consistent with Section 20, may not be shared with or transferred to any third party without our express prior written consent.

3. Fees and Cancellation

3.1 Payment Terms

In exchange for participation in the MiFO Accelerator, you agree to pay a fee, with fees as indicated upon registration. The fee may be a one-time up-front payment, due and payable upon Participant's registration, or, if offered by us, payable in monthly installments. We reserve the right to adjust Program fees for future registrations at any time; any fee change will not apply to a Participant whose purchase was initiated before the change took effect, and the fee in effect at the time of your registration is the fee you will pay.

You represent and warrant that (a) any credit/debit card information you supply is true, correct, and complete, (b) charges you incur will be honored by your credit/debit card company, (c) you will pay the charges incurred in the amounts posted, including any applicable taxes, and (d) you are the person in whose name the credit/debit card was issued and are authorized to make a purchase or other transaction with the relevant credit/debit card and information.

3.2 Recurring Payments

If you elect to purchase a product with monthly installments, fee payments will be charged to your credit card on a recurring basis. You hereby allow WealthOps to securely store your credit / debit card information (the "Payment Method"). You authorize the Payment Method to be used automatically for your payment responsibilities. If a credit card account is being used for a transaction, WealthOps may obtain preapproval for an amount up to the amount of the payment. If you want to designate a different payment method or if there is a change in your Payment Method information, you can change the information by messaging accounts@wealthops.io. This may temporarily delay your ability to make online payments while we verify the new payment information. You agree and authorize the Payment Method to be billed automatically in accordance with the fee payment schedule in an amount equal to the fee in effect for your Program.

3.3 Cancellation and Refund Policy

Refund Eligibility: Refunds are available within thirty (30) days of purchase, provided the Participant has not progressed beyond the first three (3) sections of the Program materials. Program materials unlock sequentially; by beginning Section 4, Participant acknowledges that refund eligibility ends at that time, regardless of time elapsed since purchase. All refund requests must be submitted in writing to accounts@wealthops.io.

Refund Process: Approved refunds will be processed within ten (10) business days to the original payment method. Third-party payment processing fees may be deducted from the refunded amount.

No Refund Scenarios: No refunds will be issued (a) more than 30 days after purchase, (b) after the Participant has progressed beyond the first three sections of Program materials, or (c) for failure to attend sessions or otherwise participate in the Program.


4. WealthOps Events

In addition to WealthOps programming, we may host separate but related online or live events ("Events"), and your participation in any such Event shall be governed by the terms and conditions of this Agreement in all respects. Events may be subject to additional fees.

5. Platform and Technology Terms

5.1 Platform Access

Access to the Platform is provided "as-is" and we do not guarantee uninterrupted availability, error-free operation, or compatibility with all devices and browsers. We reserve the right to modify, update, or discontinue Platform features at any time.

5.2 Technical Requirements

You are responsible for ensuring you have adequate internet connectivity and compatible devices to access Program materials. Technical support is limited to basic Platform navigation assistance.

5.3 Data Security

While we implement reasonable security measures to protect your data, no system is completely secure. You acknowledge the inherent risks of transmitting information over the internet.

6. Eligibility

The Programs are available only to individuals who are at least eighteen (18) years of age and who have the legal capacity to enter into a binding contract. By registering for a Program, you represent and warrant that you meet these requirements and that you are entering into this Agreement on your own behalf.

7. Recording and Communication Consent

7.1 Session Recording

Program sessions may be recorded for educational purposes, marketing materials, and future participant reference. By participating, you consent to being recorded and to our use of such recordings for educational purposes, for future participant reference, and in marketing materials both within and outside the Program.

7.2 Communication Consent

By providing your email address and phone number, you consent to receive Program-related communications, including educational content, program updates, and promotional materials. You may opt out of promotional communications at any time by following unsubscribe instructions or contacting accounts@wealthops.io.

8. Prohibited Conduct

8.1 Disruptive Conduct

We reserve the right to remove you from the Program without refund if we, in our sole discretion, determine that your participation or behavior creates a disruption or hinders the Program or the enjoyment of the Program by other participants. This includes, but is not limited to, commentary about controversial issues that seek debate, bullying, degrading comments about race, religion, culture, sexual orientation, gender, or identity.

8.2 No Solicitation

We discourage participants from soliciting or hard pitching one another at any time before, during, or after the Program. If business transacts naturally, that is acceptable; however, if we receive complaints from other participants that you are soliciting and thereby affecting their Program experience, that is grounds for removal without refund.

8.3 Discrimination and Harassment

We are committed to providing a safe, productive, and welcoming environment to all participants. We reserve the right to remove you from the Program without refund if we, in our sole discretion, determine that you have engaged in discriminatory, harassing, or demeaning behavior or speech.

8.4 Unethical/Non-Compliant Business Practices

We reserve the right to deny participation to anyone who engages in or is reputed to engage in unethical or non-compliant business practices.

8.5 Exclusion from Future Programs or Events

In addition to the requirements and prohibitions set forth in this Section, we may also exclude any prospective participant from registering or participating in any of our future programs or events.

9. Intellectual Property and Confidential Information

We reserve the right to remove you from a Program without refund if we, in our sole discretion, determine that you have violated the terms set forth in this Section.

9.1 Intellectual Property Rights

All intellectual property rights in and to a Program, any Program content, and all materials distributed during or in connection with a Program are owned by us. Participant shall not disclose, reproduce, or distribute our written or recorded materials to any third party without our prior written consent. You understand that these, including but not limited to written and recorded materials, are protected by intellectual property laws, and you agree not to copy, reproduce, or distribute any such materials for any reason without our prior written consent.

9.2 Confidential Information

"Confidential Information" means any and all information disclosed by other Program participants to Participant during the Program, including, without limitation, business ideas, processes, methods, techniques, concepts, data, financial information, client lists or information, product information, or other work product. Confidential Information does not include information that was or becomes generally available to the public through no fault of Participant, or was known to Participant on a non-confidential basis prior to disclosure by the disclosing participant, or is independently developed by Participant without access to the disclosing participant's Confidential Information.

All rights that the disclosing participant may have in the Confidential Information shall be retained exclusively by the disclosing participant. Nothing in this Agreement shall be construed as granting any license, waiver, or right to Participant with respect to any Confidential Information disclosed by another participant during the Program. The Parties agree not to use, make, or sell any Confidential Information, as well as to keep confidential and not to disclose to any third party, any Confidential Information, without the disclosing participant's prior written consent.

9.3 General Knowledge Exception

Nothing in this Section shall be construed as prohibiting WealthOps or Program Participants from utilizing in any manner the knowledge and experience of a general nature taught or acquired during a Program, or from creating a unique application to Participant's business from the ideas, inspirations, concepts, materials, techniques, or methods shared in accordance and consistent with the nature of the Program.

10. Privacy and Data Protection

10.1 Data Collection

We collect personal information including but not limited to: name, email address, phone number, payment information, IP address, device information, and program participation data. We may also collect information about your interactions with Program materials and other participants.

10.2 Data Use

We use your personal information to: provide Program services, process payments, communicate Program information, improve our services, and comply with legal obligations. We may use aggregated, non-personally identifiable data for marketing and research purposes.

10.3 Data Sharing

We do not sell your personal information to third parties. We may share your information with service providers (payment processors, email platforms, etc.), as required by law, or with your explicit consent.

10.4 Data Security

We implement reasonable security measures to protect your personal information, though no method of transmission over the internet is 100% secure.

10.5 Your Rights

You have the right to access, correct, or delete your personal information. You may request data portability or restrict processing. Contact accounts@wealthops.io to exercise these rights.

10.6 Data Retention

We retain your personal information for as long as necessary to provide services and comply with legal obligations, typically 7 years after program completion.

11. Investment Education Disclaimers and Limitations

11.1 Educational Purposes Only

Program content is intended for educational purposes only, and any materials and information provided are for general informational purposes only. We do not trade other people's funds, nor do we manage anybody's money.

IMPORTANT FTC COMPLIANCE NOTICE: The business strategies, case studies, and income examples shared in this Program represent the experiences of specific individuals. These results are not typical and should not be expected by every participant. Your results will depend on many factors including but not limited to your background, experience, work ethic, business skills, and market conditions. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money.

11.2 Not Investment or Financial Advice

None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, recommendation or sponsorship of any reference security or fund. Any information provided should not be relied upon for purposes of transacting currencies, commodities, securities or other investments.

SEC DISCLAIMER: We are not registered investment advisers, broker-dealers, or other financial professionals. Nothing in this Program constitutes a recommendation to buy or sell any specific investment or security. All investment decisions should be made in consultation with qualified financial professionals.

11.3 Risk Disclosures

Any discussion of alternative investments, private equity, real estate, or other investment strategies involves substantial risk of loss. Past performance does not guarantee future results. All investments carry the risk of loss, including loss of principal.

11.4 Tax and Legal Advice

We do not provide tax or legal advice. The tax strategies, structures, and legal concepts discussed are for educational purposes only. You should consult with qualified tax and legal professionals before implementing any strategies.

11.5 No Guaranteed Outcomes

There is no guarantee that Participant will create wealth, grow their portfolio, or achieve a particular return on investment as a result of any Program.

Monetary and income results are based on many factors. Participant acknowledges the inherent risk of loss associated with all investments and investment planning. Participant hereby agrees that the outcomes of the Program can be subjective and can vary greatly depending upon individual circumstances and individual effort invested in the process, as well as upon market trends or downturns and other factors beyond our control.

We have no way of knowing how well you will do, as this is impacted by multiple factors including but not limited to your background and experience, your work ethic, and your business skills or practices. We do not guarantee or imply that you will get rich, that you will do as well as demonstrated by WealthOps or shown by others in the Program, or that you will make any money at all. In fact, your results may vary significantly and factors such as your market, personal effort, timing, and many other variables may and will cause results to vary. If you rely upon our figures, you must accept the risk of not doing as well or realizing the same or even similar results.

11.6 Testimonials and Case Studies

Any testimonials, case studies, or success stories shared represent the experiences of specific individuals and are not typical results. Individual results will vary based on personal circumstances, effort, market conditions, and other factors beyond our control.

12. Accessibility and Accommodations

We strive to make our Programs accessible to all participants. If you require accommodations due to a disability, please contact accounts@wealthops.io at least 14 days before program commencement to discuss available options.

13. Disclaimer of Warranties

We give no warranties in respect of any aspect of the Program or any materials related thereto or offered through the Program and, to the fullest extent possible under the laws governing this Agreement, disclaim all implied warranties, including but not limited to warranties of fitness for a particular purpose, accuracy, timeliness, and merchantability. The Program is provided on an "as-is" basis. We make no representations as to accuracy, completeness, timeliness, suitability, or validity of any information presented by WealthOps, speakers, or participants in the Program and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use.

14. Limitation of Liability

In no event shall we be liable to Participant or to any third party for any loss of use, revenue, or profit, or for any consequential, incidental, indirect, exemplary, special, or punitive damages whether arising out of breach of contract, tort, or otherwise, regardless of whether such damage was foreseeable and notwithstanding the failure of any agreed or other remedy of its essential purpose.

Our total liability to you for any claims arising out of or related to this Agreement or the Program shall not exceed the total amount paid by you for the Program.

15. Indemnification

Participant agrees to indemnify, defend, and hold harmless WealthOps and its members, managers, employees, contractors, and agents from and against any and all third-party claims, demands, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to (a) Participant's breach of this Agreement, (b) Participant's violation of any applicable law or of the rights of any third party, (c) Participant's use or misuse of Program materials, the Platform, or any information obtained through the Program, including Confidential Information of other participants, or (d) Participant's engagement of any Vetted Partner (as defined in Section 16) or other third-party service provider. This obligation shall survive termination of this Agreement.

16. Third-Party Professional Referrals ("Vetted Partners")

We may refer Participants to independent third-party professionals, including CPAs, attorneys, and other service providers (each a "Vetted Partner"). "Vetted" means only that the professional has completed our screening process, which may include review of credentials, licensure, and relevant experience at the time of listing. It is not a guarantee, warranty, or endorsement of the quality, accuracy, fitness, or outcome of any services they provide, and we do not supervise or control their work.

Any engagement between Participant and a Vetted Partner is solely between those parties, under the Vetted Partner's own terms and fees. Vetted Partners are not our agents, employees, or representatives, and we are not a party to, and accept no responsibility for, any services, advice, or work product they provide. Participant remains responsible for independently evaluating any professional before engaging them.

Participant releases WealthOps from any and all claims, damages, or liabilities arising out of or related to the acts, omissions, services, or advice of any Vetted Partner. Where we receive compensation in connection with a referral, we will disclose that relationship.

17. Use of Participant's Likeness and Success Stories

By participating in a Program, you acknowledge and agree to grant us the right to record Program sessions and capture your likeness in video, written, or audio form, including any statements made by you, and to use such media on the Platform for participants' future reference and in our marketing materials both within and outside the Program, in perpetuity, without any further approval from you or any payment to you.

You also grant us the right to use your success stories, testimonials, and results (with appropriate disclaimers) for marketing purposes. You may opt out of the use of your success stories and testimonials in marketing by providing written notice to accounts@wealthops.io.

18. Compliance and Consumer Protection

18.1 CAN-SPAM Compliance

Our email communications comply with the CAN-SPAM Act. You may unsubscribe from promotional emails at any time using the unsubscribe link in emails or by contacting accounts@wealthops.io.

18.2 Consumer Protection

We are committed to fair and transparent business practices. If you have complaints or concerns, please contact accounts@wealthops.io. If we cannot resolve your concern, you may contact the Better Business Bureau or your state's consumer protection agency.

18.3 Regulatory Compliance

This Program complies with applicable FTC guidelines regarding earnings claims, testimonials, and business opportunity regulations.

19. Relationship of the Parties

The relationship between the Parties is that of independent contractors. Nothing contained in this Agreement shall be construed as creating any agency, partnership, joint venture, or other form of joint enterprise, employment, or fiduciary relationship between the parties.

20. No Assignment

You may not assign any of your rights or obligations arising under this Agreement without our express, prior written consent which may be withheld at our sole discretion. This prohibition against assignment extends to the Participant's registration, including login credentials, if any, which may not be shared with or transferred to any third party without our express, prior written consent.

21. Termination

We reserve the right to terminate a Program at any time, upon a date to be announced by WealthOps, upon fulfillment of the prior term's Program commitments. We reserve the right to terminate the Agreement in the event of Participant's breach of any terms herein. All obligations imposed on Participant pursuant to this Agreement shall survive termination.

22. Entire Agreement

This Agreement, including and together with any related exhibits, schedules, attachments, and appendices clearly defined as being incorporated into this Agreement, constitutes the Parties' sole and entire agreement with respect to the subject matter addressed herein, and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter. Participant acknowledges, however, that certain disclaimers may be added to Program materials as a reminder of the limitations set forth in Section 11, which shall remain in full force and effect.

23. Severability

If any term or provision of this Agreement is found by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.

24. Force Majeure

We shall not be held responsible or liable for any delay or failure in performance of our obligations hereunder to the extent such delay or failure is caused by acts of God, government restrictions, flood, fire, earthquake, epidemics, pandemics, shortage of adequate power or transportation facilities, embargoes, war, invasion, hostilities, riots or other civil unrest, strikes, labor stoppages or slowdowns, or other industrial disturbances, or any other cause beyond our reasonable control which makes it commercially impracticable, illegal, or impossible to hold the Program. In any event, we may postpone, reschedule, or cancel the Program without liability on our part. In the event the Program cannot be held or is postponed pursuant to this Section, we shall not be liable to Participant for any damages, costs, or losses incurred, such as transportation costs, accommodations costs, or financial losses.

25. Amendments

We reserve the right to amend or modify the terms and conditions of this Agreement in our sole and exclusive discretion. Any such amendments or modifications will be made available on our website as well as on the hosting Platform. Material changes will be communicated to active participants via email at least 30 days prior to taking effect.

26. Choice of Law, Jurisdiction, and Venue

Texas law shall be applied in the interpretation, execution, and enforcement of this Agreement. With respect to any dispute between the Parties, they shall endeavor to resolve the dispute first by mediation, with a mediator in Texas mutually approved by the Parties. The costs of the mediation shall be shared equally by the Parties. If the Parties are unable to resolve their dispute by mediation, the parties hereto further agree that any action brought to enforce any right or obligation under this Agreement shall be subject to the exclusive jurisdiction of the courts of Williamson County, State of Texas. If either party incurs legal fees associated with the enforcement of this Agreement or any rights under this Agreement, the prevailing party shall be entitled to recover its reasonable attorneys' fees and any court, mediation, or other litigation expenses from the other party.

27. Your Comments and Concerns

Any feedback, comments, requests for technical support, and other communications relating to the Program or this Agreement should be directed to: accounts@wealthops.io.

For complaints or disputes that cannot be resolved directly, you may contact:

Better Business Bureau: bbb.org

Texas Attorney General Consumer Protection Division

Federal Trade Commission: ftc.gov

By registering for and participating in any WealthOps Program, you acknowledge that you have read, understood, and agree to be bound by all terms and conditions set forth in this Agreement.